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女生让男生诵自己的游戏_年轻人追求自由与个性的线上空间

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  财联社4月16日讯(记者梁柯志)美国4月2日宣布对等关税政策至今刚满两周。

  在出口重要基地的华东地区,财联社记者采访江浙沪多家上市银行,相关负责人表示在近两日将会陆续发布所在银行应对关税战的策略和措施。

  宁波银行相关人士认为,目前关税的影响还是可控,对未来影响还需要继续观察。

  浙商银行相关人士表示,该行正在内部梳理应对关税战的举措,将于近日对外公布。

  4月17日,在瑞丰银行的业绩发布会上,相关负责人回应关税对银行影响时表示,关税加征对区域内企业有深远影响,但相对来看,浙江柯桥和义乌两大出口区域受到的影响并不显著。

  该人士还表示,将对于信贷违约风险进行前瞻性判断,加大拨备计提力度,提升风险抵御能力。

  财联社记者注意到,在交易所投资者互动平台,江阴银行、常熟银行和兴业银行在近日回应了投资者有关对等关税影响的提问。

  多数银行认为短期风险可控,未来存在机遇

  4月15日,江阴银行在互动平台回应投资者表示,已经充分认识到美国关税政策可能对贷款需求和净息差带来的压力。“对等关税”总体对银行业的影响是可控的,既是考验,也是新的机遇。

  青岛银行回应投资者表示,对于本次美国对包括中国在内的多个国家加征不合理关税,认为短期会对外贸进出口产生一定冲击,长期来看会加速产业链重塑升级,企业“出海”需求将日益增加,对商业银行来说挑战中蕴含着机遇。

  就对青岛银行本身而言,本次加征关税对本行业务的影响相对有限。一方面从国际结算业务规模看,涉美贸易结算占比相对较低,涉美业务集中度不高,对涉美资产业务的影响有限;同时已经对部分客户已采取拓展新渠道、平摊关税成本等应对措施,影响范围相对有限。

  较早前,兴业银行曾回应投资者提问称,目前,美国关税政策对兴业银行影响有限,兴业银行经营基本面稳定。过去几年兴业银行积极推动经营转型,有效应对利率下行和各类风险挑战取得良好成效。

  银行控风险关口前移,若情况恶化憧憬政策支持

  瑞丰银行表示,该行针对美国政策变动情况,及时梳理分析潜在影响,通过外贸企业的走访,收集经营痛点与难点,并配套综合性金融服务方案。

  针对汇率波动较大情况,运用“线上+线下”汇率避险业务配套,提升外贸企业汇率风险管理有效性,更好应对汇率波动;开展场景化的汇率、费率、利率优惠行动,助力外贸企业减负增效。

  对于风险,江阴银行表示,已经充分认识到美国关税政策可能对贷款需求和净息差带来的压力,正通过优化资产结构、加大内需信贷投放和积极响应政策导向等措施,有效应对外部挑战。

  瑞丰银行则通过加强对客户的走访跟进及贷后管理,针对企业收款异常等情况进行实时监测,做好紧急预案,实时调整信贷准入和退出标准;对于信贷违约风险进行前瞻性判断,加大拨备计提力度,提升风险抵御能力。

  另一方面,接受采访的部分行业人士认为,如果关税争夺进一步升级,相信会有对应的产业或金融政策来做支援。

  4月17日,深圳某货代公司负责人对财联社表示,由于近期广东转口越南的货单集中增长,导致越南那边的港口资源等出现紧张情况,为了稳定越南合作渠道和伙伴,已经安排下周到越南当面沟通处理。

  湘财证券最新报告认为,在外部经济环境压力下,预计金融增量政策配合宽松财政政策加快落地,银行基建、消费等领域信贷供给加强,有望在一定程度弥补外需减弱导致的信贷缺口,同时,资负两端利率传导效率加强缓解银行息差压力。

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