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  4月以来,9只银行股股价盘中创历史新高,行业热度持续攀升。

  2024年四季度,银行股业绩明显改善,今年一季度也有多股报喜。行业现金分红总额有望再创新高,12只银行股年度分红金额均超百亿元。

  本月9只银行股股价创新高

  4月24日,银行指数收盘涨1.16%。中国银行、农业银行和工商银行股价均创历史新高,收盘分别上涨2.1%、2.01%和1.83%。

  本月以来,建设银行、交通银行和江苏银行等9只银行股盘中股价均创历史新高。

  创新高的银行股今年以来股价稳步上涨,上海银行股价年内涨幅达到15.52%,工、农、中、建四大行股价年内涨幅均在6%以上。

  4月以来,市场行情持续震荡,银行板块作为高股息、低估值的避险资产颇受资金青睐。

  数据显示,农业银行、宁波银行、中信银行近5日获主力资金净流入均在1亿元以上;工商银行、无锡银行、邮储银行获主力资金净流入均超6000万元。

  多家机构认为,从已披露经营情况的银行来看,一季度财务指标和资产质量总体稳健。展望后市,银行业相对于大部分行业而言,基本面具备相对稳健特征。

  此外,广发证券认为,近期银行股作为指数重要组成部分,对指数稳定起了重要作用。

  去年四季度业绩改善

  据证券时报·数据宝统计,截至4月24日,36只银行股发布2024年度报告或业绩快报。按归母净利润同比增幅来看,33只银行股2024年盈利实现同比增长,3只银行股小幅下滑,整体报喜比例超九成。

  浦发银行2024年归母净利润同比增幅最高,达到23.31%。浦发银行在年报中表示,经营效益增长主要有四个方面的原因:一是信贷实现快速增长,信贷净增量创历史新高;二是强化负债统筹管理,存款付息率较上年同期下降19bps;三是积极增厚投资收益,其他非利息净收入增长8.74%;四是资产质量不断夯实,精细化管理降本增效。

  银行股去年第四季度业绩普遍向好,已披露业绩的36只银行股合计实现归母净利润超4800亿元,较上年同期增长5.66%,青岛银行、渝农商行、齐鲁银行等9只银行股2024年第四季度归母净利润同比增幅超过10%。

  受益于去年第四季度的良好表现,兴业银行、交通银行、招商银行、郑州银行等银行股2024年度业绩向好。

  此外,已有5只银行股发布2025年第一季度业绩快报或一季报,常熟银行、南京银行、渝农商行、江阴银行实现归母净利润同比增长,平安银行小幅下降。民生银行、交通银行、浦发银行、杭州银行发布了第一季度主要经营情况,均表示资产负债结构不断优化,经营效益继续提升。

  12股2024年度分红金额超百亿元

  银行股历来是高股息的代表,截至4月24日,已有29只银行股发布年报分红计划,合计现金分红总额达到3578.44亿元,工商银行、建设银行、招商银行年报分红金额居前,均超过500亿元。

  按已公告2024年度累计分红总额来看,银行板块2024年已实施或公告的现金分红总额合计达到6161.26亿元,已超过2023年的6133.5亿元,再创历史新高,工商银行、建设银行、农业银行等12只个股超百亿元。

  工商银行分红方案显示,每10股派发1.646元(含税),向普通股股东现金派息总额共计586.64亿元。加上此前半年报分红金额,公司全年现金分红达到1097.73亿元,再创新高,已连续9年实现增长。

  宁波银行2024年分红金额同比增幅最高,达到50%,杭州银行、浦发银行紧随其后,均在25%以上。

  宁波银行分红金额由2023年的39.62亿元增长到2024年的59.43亿元。公司在投资者调研活动中表示,稳定的分红是股东投资回报的重要组成部分,公司始终将为股东创造良好回报作为经营管理的重要考量。

热点栏目自选股数据中心行情中心资金流向模拟交易客户端

  一脉阳光(02522)发布公告,于2025年4月25日,公司与配售代理订立配售协议,配售代理已有条件及个别同意作为公司配售代理按尽力基准促使不少于六名承配人(彼等及彼等的最终实益拥有人将为独立第三方)购买975万股配售股份,配售价为每股配售股份20.00港元。

  假设于本公告日期至完成日期期间已发行股份数目并无变动,配售事项下的975万股配售股份相当于经配发及发行配售股份扩大后已发行H股数目的约3.76%及已发行股份数目的约2.66%。每股配售股份的配售价为20.00港元,较2025年4月24日(即最后交易日)于联交所所报每股H股收市价23.50港元折让约14.89%。

  假设所有配售股份均获悉数配售且待完成后,预计配售事项所得款项总额及所得款项净额(经扣除配售事项佣金及配售事项的其他相关成本及开支后)将分别约为1.95亿港元及1.82亿港元。

  配售事项所得款项净额约50%用于业务投资及并购,透过自主投资建设、产业投资孵化、收购及并购等多项措施持续扩大集团影像中心业务的覆盖范围;配售事项所得款项净额约25%用于海外业务拓展及布局,进一步扩大在海外市场的业务开拓;配售事项所得款项净额约15%用于数据及研发,深入挖掘医学影像数据的价值,构建人工智能与智慧化生态圈;及配售事项所得款项净额约10%用于补充一般营运资金。

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