Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82
秋葵草莓樱桃榴莲大全:打造高效团队,实现工作与生活的完美平衡!
随机图片

秋葵草莓樱桃榴莲大全:打造高效团队,实现工作与生活的完美平衡!

更新时间: 浏览次数: 558

400电话:123456(点击咨询)
秋葵草莓樱桃榴莲大全:打造高效团队,实现工作与生活的完美平衡!各观看免费《今日汇总》
秋葵草莓樱桃榴莲大全:打造高效团队,实现工作与生活的完美平衡!各热线观看免费2025已更新(2025已更新)








秋葵草莓樱桃榴莲大全:打造高效团队,实现工作与生活的完美平衡!观看免费电话:(1)123456(点击咨询)(2)123456(点击咨询)








秋葵草莓樱桃榴莲大全:打造高效团队,实现工作与生活的完美平衡!观看免费热线(1)123456(点击咨询)(2)123456(点击咨询)




秋葵草莓樱桃榴莲大全:打造高效团队,实现工作与生活的完美平衡!各区点热线观看免费《今日发布》
Random Image 秋葵草莓樱桃榴莲大全:打造高效团队,实现工作与生活的完美平衡!电话








7天观看免费人工电话为您、秋葵草莓樱桃榴莲大全:打造高效团队,实现工作与生活的完美平衡!团队在调度中心的统筹调配下,线下专业及各地区人员团队等专属,整个报修流程规范有序,后期同步跟踪查询公开透明。








所有团队均经过专业培训、持证上岗,所用产品配件均为原厂直供,








秋葵草莓樱桃榴莲大全:打造高效团队,实现工作与生活的完美平衡!各观看免费《今日汇总》2025已更新(今日/推荐)








秋葵草莓樱桃榴莲大全:打造高效团队,实现工作与生活的完美平衡!电话区域:








晋城市(沁水县、城区、高平市、泽州县、陵川县、阳城县)








永州市(双牌县、江华瑶族自治县、零陵区、祁阳市、江永县、宁远县、东安县、蓝山县、道县、冷水滩区、新田县)








宝鸡市(扶风县、陈仓区、渭滨区、凤县、太白县、千阳县、凤翔区、岐山县、金台区、陇县、眉县、麟游县)








娄底市(冷水江市、涟源市、双峰县、娄星区、新化县)  广州市(从化区、海珠区、天河区、黄埔区、白云区、增城区、南沙区、番禺区、越秀区、花都区、荔湾区)








西双版纳傣族自治州(勐海县、景洪市、勐腊县)








广元市(利州区、苍溪县、朝天区、昭化区、剑阁县、旺苍县、青川县)








兰州市(榆中县、红古区、西固区、城关区、皋兰县、永登县、七里河区、安宁区)








临夏回族自治州(广河县、临夏市、东乡族自治县、临夏县、积石山保安族东乡族撒拉族自治县、和政县、永靖县、康乐县)  新乡市(卫辉市、封丘县、凤泉区、辉县市、新乡县、延津县、长垣市、卫滨区、牧野区、红旗区、原阳县、获嘉县)








宿州市(灵璧县、埇桥区、萧县、泗县、砀山县)








黄山市(徽州区、祁门县、黟县、屯溪区、歙县、黄山区、休宁县)








连云港市(灌云县、灌南县、海州区、连云区、赣榆区、东海县)








天水市(张家川回族自治县、麦积区、秦州区、甘谷县、秦安县、清水县、武山县)








焦作市(修武县、温县、博爱县、武陟县、马村区、山阳区、孟州市、中站区、解放区、沁阳市)








长沙市(芙蓉区、开福区、雨花区、宁乡市、岳麓区、天心区、浏阳市、长沙县、望城区)








海口市(龙华区、秀英区、琼山区、美兰区)








大同市(天镇县、浑源县、灵丘县、新荣区、平城区、广灵县、阳高县、左云县、云冈区、云州区)








钦州市(钦北区、灵山县、钦南区、浦北县)








梧州市(长洲区、苍梧县、藤县、万秀区、龙圩区、岑溪市、蒙山县)








宁波市(江北区、镇海区、余姚市、慈溪市、奉化区、海曙区、鄞州区、宁海县、北仑区、象山县)








湘西土家族苗族自治州(花垣县、吉首市、泸溪县、凤凰县、保靖县、永顺县、龙山县、古丈县)








岳阳市(君山区、岳阳楼区、平江县、湘阴县、临湘市、岳阳县、汨罗市、云溪区、华容县)








吉林市(蛟河市、丰满区、桦甸市、磐石市、昌邑区、永吉县、舒兰市、船营区、龙潭区)








铜仁市(玉屏侗族自治县、印江土家族苗族自治县、碧江区、沿河土家族自治县、松桃苗族自治县、德江县、石阡县、万山区、思南县、江口县)








渭南市(合阳县、华州区、富平县、韩城市、临渭区、华阴市、大荔县、蒲城县、白水县、潼关县、澄城县)








大兴安岭地区(塔河县、漠河市、呼玛县)








巴音郭楞蒙古自治州(库尔勒市、若羌县、尉犁县、焉耆回族自治县、轮台县、和静县、博湖县、且末县、和硕县)








大庆市(龙凤区、红岗区、让胡路区、肇源县、萨尔图区、林甸县、杜尔伯特蒙古族自治县、肇州县、大同区)
400电话:123456(点击咨询)
秋葵草莓樱桃榴莲大全:打造高效团队,实现工作与生活的完美平衡!各观看免费《今日汇总》《今日发布》
秋葵草莓樱桃榴莲大全:打造高效团队,实现工作与生活的完美平衡!各观看免费《今日汇总》(2025已更新)








秋葵草莓樱桃榴莲大全:打造高效团队,实现工作与生活的完美平衡!观看免费电话:(1)123456(点击咨询)(2)123456(点击咨询)








秋葵草莓樱桃榴莲大全:打造高效团队,实现工作与生活的完美平衡!观看免费热线(1)123456(点击咨询)(2)123456(点击咨询)




秋葵草莓樱桃榴莲大全:打造高效团队,实现工作与生活的完美平衡!各观看免费《今日汇总》【2025已更新列表】
秋葵草莓樱桃榴莲大全:打造高效团队,实现工作与生活的完美平衡!电话








7天观看免费人工电话为您、秋葵草莓樱桃榴莲大全:打造高效团队,实现工作与生活的完美平衡!团队在调度中心的统筹调配下,线下专业及各地区人员团队等专属,整个报修流程规范有序,后期同步跟踪查询公开透明。








所有团队均经过专业培训、持证上岗,所用产品配件均为原厂直供,








秋葵草莓樱桃榴莲大全:打造高效团队,实现工作与生活的完美平衡!中心2025已更新(今日/推荐)








秋葵草莓樱桃榴莲大全:打造高效团队,实现工作与生活的完美平衡!电话区域:








哈密市(伊吾县、伊州区、巴里坤哈萨克自治县)








运城市(绛县、盐湖区、稷山县、河津市、垣曲县、芮城县、平陆县、永济市、临猗县、闻喜县、夏县、新绛县、万荣县)








汉中市(镇巴县、佛坪县、略阳县、勉县、南郑区、洋县、西乡县、汉台区、城固县、宁强县、留坝县)








阿里地区(革吉县、改则县、措勤县、日土县、普兰县、札达县、噶尔县)  潍坊市(安丘市、坊子区、昌邑市、奎文区、诸城市、高密市、寿光市、青州市、寒亭区、昌乐县、潍城区、临朐县)








莆田市(荔城区、仙游县、涵江区、秀屿区、城厢区)








锡林郭勒盟(东乌珠穆沁旗、正镶白旗、阿巴嘎旗、镶黄旗、苏尼特右旗、多伦县、二连浩特市、西乌珠穆沁旗、正蓝旗、苏尼特左旗、锡林浩特市、太仆寺旗)








来宾市(忻城县、兴宾区、象州县、武宣县、合山市、金秀瑶族自治县)五指山市(白沙黎族自治县、陵水黎族自治县、东方市、乐东黎族自治县、万宁市、屯昌县、琼海市、定安县、澄迈县、文昌市、琼中黎族苗族自治县、临高县、保亭黎族苗族自治县、昌江黎族自治县)








六安市(金安区、霍邱县、裕安区、叶集区、舒城县、金寨县、霍山县)  宁夏回族自治区








双鸭山市(饶河县、四方台区、岭东区、集贤县、友谊县、宝山区、宝清县、尖山区)








迪庆藏族自治州(维西傈僳族自治县、德钦县、香格里拉市)








开封市(顺河回族区、兰考县、禹王台区、龙亭区、杞县、通许县、尉氏县、祥符区、鼓楼区)铜陵市(枞阳县、义安区、铜官区、郊区)








酒泉市(敦煌市、肃州区、瓜州县、玉门市、肃北蒙古族自治县、金塔县、阿克塞哈萨克族自治县)








宿迁市(泗洪县、宿城区、宿豫区、泗阳县、沭阳县)








朔州市(山阴县、平鲁区、怀仁市、右玉县、应县、朔城区)








喀什地区(泽普县、英吉沙县、塔什库尔干塔吉克自治县、麦盖提县、喀什市、叶城县、伽师县、巴楚县、莎车县、疏勒县、岳普湖县、疏附县)








东莞市








澳门特别行政区








赣州市(大余县、会昌县、宁都县、上犹县、龙南市、章贡区、石城县、安远县、瑞金市、崇义县、信丰县、定南县、全南县、赣县区、寻乌县、兴国县、南康区、于都县)








晋中市(昔阳县、左权县、榆次区、灵石县、平遥县、介休市、寿阳县、和顺县、祁县、太谷区、榆社县)








威海市(乳山市、环翠区、文登区、荣成市)








北海市(合浦县、银海区、铁山港区、海城区)








沧州市(东光县、肃宁县、吴桥县、河间市、运河区、献县、青县、黄骅市、沧县、新华区、泊头市、海兴县、南皮县、盐山县、孟村回族自治县、任丘市)








银川市(西夏区、贺兰县、金凤区、灵武市、永宁县、兴庆区)








肇庆市(怀集县、鼎湖区、广宁县、封开县、德庆县、端州区、高要区、四会市)








海北藏族自治州(刚察县、祁连县、门源回族自治县、海晏县)








太原市(娄烦县、杏花岭区、小店区、尖草坪区、古交市、迎泽区、清徐县、万柏林区、晋源区、阳曲县)








山南市(加查县、隆子县、桑日县、错那市、乃东区、扎囊县、措美县、曲松县、洛扎县、浪卡子县、贡嘎县、琼结县)

  界面新闻记者|张晓云

  4月16日,杭州银行(600926.SH)召开2024年度业绩说明会,回应了净息差、零售业务、外资股东撤退资、可转债和再融资等一系列问题。

  4月11日晚间,杭州银行发布2024年财报显示,截至2024年末,该行资产总额21,123.56亿元,较上年末增长14.72%;全年实现营业收入383.81亿元,同比增长9.61%;实现归属于公司股东净利润169.83亿元,同比增长18.07%;资产质量指标维持行业领先地位,2024年年末,不良贷款率0.76%,拨备覆盖率541.45%。

  净息差压力已好转

  当前,银行业正处于大分化、大变革的关键节点,整体利率仍处下行环境,净息差压力成为各大银行业绩会均会提及的话题。

  杭州银行副行长章建夫表示,净息差总体还存在下行压力,但从行业和杭州银行自身的变化看,近期息差下行的边际已明显好转。

  从商业银行发展角度看,他表示,各商业银行应自我加强定价管理,杭州银行除了加强单笔业务的定价管理外,也注重资产负债的结构调整,推动高收益资产和结算性成本的增加,减少和控制低效资产和高息负债,促进信贷资产尽早投放,推动存款付息率的快速下降。

  杭州银行财报显示,低利率时期,降低负债成本、增加绿色中收是稳定效益和提升资本回报的有效路径。为推动付息成本持续下降,该行强调增结算、做代发,以供应链金融、债券承销、支付结算类产品深化流量经营,客户综合金融资产增量创历史新高,日均低付息存款增速超过40%,全年存款付息率同比下降15个基点。

  与此同时,杭州银行大力发展中间业务和投资业务,构筑息差收窄压力缓冲带,杭银理财存续产品规模超过4300亿元,较上年末增长17%,贸易融资、资产托管、财富管理、外汇对客等手续费收入实现较快增长,叠加年末债券利率下行影响,全年非息收入同比增幅达20.21%,非息业务收入占营收比例提升至36.28%,同比增加3.20个百分点。

  章建夫透露,2023年、2024年、2025年一季度,杭州银行净息差降幅分别为19个基点、9个基点、3个基点。

  零售业务质量优于行业水平

  从已披露年报的上市银行数据来看,银行业小微信贷风险普遍较快上升。

  对此,杭州银行副行长潘华富表示,该行整体资产质量仍好于上市银行整体水平,从一季度的短期情况来看,小微贷款最近两个月风险逐月收敛;按揭贷款、消费贷款整体资产质量一直保持良好,2024年末,按揭贷款不良率0.29%、消费贷款不良率0.48%。

  他表示,虽然今年一季度开始观察到按揭贷款部分客群违约现象逐步增多,这一趋势值得关注,但按揭贷款和传统线下渠道的消费贷款风险相对稳定;网络信贷客群的工作和收入稳定性弱于传统线下信贷客户,这部分客群受经济下行影响相对更大,杭州银行网络贷款风险从近几个月的情况来看也保持了相对稳定。

  财报数据显示,2024年末,该行不良贷款率0.76%,较上年末持平,拨备覆盖率541.45%,居行业领先水平,逾期贷款与不良贷款比例、逾期90天以上贷款与不良贷款比例分别为72.74%和55.61%,不良认定严格审慎,资产质量维持良好水平。

  外资股东撤资转让顺应保险资金入市导向

  4月15日晚,杭州银行公告称,杭州银行已收到监管部门批复,同意新华人寿保险股份有限公司(新华保险,601336.SH)受让澳洲联邦银行持有的杭州银行3.296亿股股份。受让后,新华保险合计持有杭州银行3.566亿股股份,占截至2025年4月14日杭州银行普通股总股本的5.63%。

  杭州银行董事会秘书王晓莉表示,此次转让顺应监管部门鼓励保险资金入市的总体导向。转让完成后,杭州银行股权结构比较稳定。

  面对当前复杂的行业形势,她表示,打铁还需自身硬,做好经营工作是股价稳定的基本盘和必要前提。同时,杭州银行正积极寻求大股东的支持,无论是在资金方面,还是在可转债的转股方面。

  她表示,从中期来看,杭州银行经营稳健,规模、效益、质量保持协同发展的趋势是不变的。

  财报数据显示,截至2024年末,杭州银行核心一级资本充足率8.75%。截至4月15日收盘,杭银转债还有103.85亿元未完成转股,转股比例为30.76%。杭银转债到期日为2027年的3月29日,距离转债到期还有不到两年。

  “如果资本市场环境相对稳定,我们还是有信心能够尽快完成可转债的转股。一旦转股完成,将提升核心一级资本充足率接近0.8个百分点。随着核心一级资本充足率的提升,再融资的迫切性将得到一定程度的缓解。”她说。

  4月11日,杭州银行发布公告,该行董事会审议通过《关于延长向特定对象发行A股股票股东大会决议有效期的议案》。

  结合近期部分国有大行披露的定增方案,王晓莉表示,大行的方案和杭州银行已披露的再融资方案有较大差距。中小银行能否顺利开展再融资,大行的再融资哪些方面是可以参考的,目前还在观察和论证的阶段。

秋葵草莓樱桃榴莲大全:打造高效团队,实现工作与生活的完美平衡!的相关文章 国产大飞机2029年产能或达200架的相关文章
媒体:鸡蛋价格上涨但空间有限
男孩被跑步机“逼”着跑一个多小时
中方就美“对等关税”阐明立场
美国要退出世贸组织?WTO总干事回应
鸿蒙智行 智界品牌之夜
男子下河游泳溺亡 家属索赔被驳回
美国人喜欢的“三蹦子”可能要断货了
女孩落水 两个小孩哥教科书级救援
媒体:鸡蛋价格上涨但空间有限
辽宁一景区肥胖人士可免费爬山
科学家发现太阳系外可能有生命的证据
00后女辅警40米井底救出2岁幼童
  • 友情链接:
  • 商务部:敦促美方立即停止极限施压 利物浦官宣与33岁范戴克续约2年 格罗西:原子能机构愿推动伊美谈判 6名驴友被追缴2万元救援费 白鹿黑色西装被赞“体制内女友风” 美国人被关税逼出“奇招” 美国人被关税逼出“奇招” 女孩落水 两个小孩哥教科书级救援 认养一头牛广告被指嘲讽打工人 居然智家董事长兼CEO汪林朋被留置

    查看更多评价 ∨