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内蒙古自治区








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海南藏族自治州(贵德县、贵南县、共和县、同德县、兴海县)








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珠海市(斗门区、金湾区、香洲区)








本溪市(桓仁满族自治县、本溪满族自治县、明山区、南芬区、平山区、溪湖区)

  北京4月24日电(记者吕少威)银发经济的快速发展为老年消费者提供了更多的消费选择,但也带来了诸多维权问题。特别是在健康医疗、养老服务、文娱旅游、智能产品、金融理财等方面,一些不法商家和个人受利益驱使,利用老年消费者对新事物认知不足、健康需求迫切的特点设置消费陷阱,侵害老年消费者的权益。对此,北京市消费者协会24日发出消费提示:警惕消费陷阱,做到五个牢记。

  一是牢记保健食品不等于药品。老年消费者一定要明确保健食品不能替代药物治疗疾病,购买时应认准“蓝帽子”标志,并核实保健食品批准文号及保健功能,保健食品批准文号和保健功能可登录国家市场监督管理总局特殊食品信息查询平台进行查询。谨防所谓的“专家推荐”“健康讲座”“免费体检”和“领鸡蛋”等领取赠品的推销方式。建议老年消费者不要轻信“药到病除”等宣传,感到身体不适到正规医院就诊。此外,还要警惕部分非正规商家利用聊天群、短视频平台推送“养生文章”“免费课程”和通过私域直播平台进行“健康讲座”,诱导老年消费者点击不明链接或转账购买产品,进而上当受骗。

  二是牢记慎对“低价团”“免费游”。一些不法旅行社利用老年人节俭的特点,以免费、低价等宣传来吸引老年消费者参加,或者以“买保健品送旅游”“买保险送旅游”为噱头,吸引老年消费者参团,实际降低旅游品质或者强制购物、收费的现象时有发生,侵害老年消费者权益。建议老年消费者出游应选择正规旅行社,签订书面合同并保留缴费凭证。

  三是牢记投资理财有风险。勿信“稳赚不赔”等承诺。老年消费者都希望购买高回报理财产品,所以会更关注“高回报”“稳赚不赔”的宣传,由此引发的可能是非法集资或诈骗。建议老年消费者理财时应选择正规金融机构,涉及大额投资时多与子女商议。此外,购买“收藏品”“限量珍藏品”等珠宝、艺术品更需要谨慎辨别。

  四是牢记办卡充值要谨慎。预付式消费有风险。如果要购买养老服务、美容美发卡等预付产品,应选择正规商家,避免大额充值,并留存合同及付款凭证。办卡前要了解发卡商家的经营状况,并主动要求商家阐述清楚所有不明白的条款,将约定内容全部落实到书面再消费。

  五是牢记个人信息要保护。在日常消费或者参与商家或个人的营销活动时,注意不要随意泄露身份信息。老年消费者比较容易被“免费赠品”“抽奖活动”诱导填写个人信息,导致诈骗或隐私泄露。此外,建议老年消费者在外不随意连接不明WiFi或者扫码下载APP等。

  同时,消费时谨记要向商家索要消费凭据,并保存好转账记录等支付凭证,一旦合法权益受到侵害,可向消协组织投诉或通过12345热线等途径向经营者所在地相应行业主管部门投诉。(完)新闻结尾 挺进邻居人妻雪白的身体韩国电影|轻松享受海量热门影视与精彩直播内容!的相关文章
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  • 特斯拉上海超级工厂出口新款Model Y 23年前的偶像剧男演员撞脸全红婵 审判长回应订婚强奸案事实认定

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