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Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

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Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82
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4月14日至15日,由世界互联网大会主办、香港特区政府承办的2025年首届世界互联网大会亚太峰会(下简称“峰会”)在香港举行,中国平安受邀协办“数字金融”分论坛,与全球政企代表共论数字普惠金融发展新格局。中国平安董事会秘书兼品牌总监盛瑞生出席峰会开幕式与政企交流会,与中外部长级官员、行业机构高级别代表等就前沿AI技术布局、数字金融发展等话题展开深入沟通。在“数字金融”分论坛上,中国平安旗下金融壹账通董事长陈当阳、陆金所控股旗下PAObank行政总裁兼首席风险官黄欣保受邀发表演讲。

政企交流会上,盛瑞生在致辞中表示,以数实融合为着力点,参与构建一个包容、高效、可持续的经济体系,推动全球可持续发展已成为所有企业的使命与担当。中国平安先行先试,已开启全面数字化转型,深入实施数字化运营、数字化经营、数字化管理的“三数工程”:一是数字化运营,通过机器、AI加人工辅助实现去中间化、去手工化;二是数字化管理,可整合多用户、多场景;三是数字化经营,通过数据分析实现“先知、先觉、先行”。打造科技人才队伍和大模型技术底座。截至2024年底,平安拥有超2.1万名科技开发人员、超3,000名科学家的一流科技人才队伍;已搭建通用模型、垂域模型、应用模型三层大模型体系,并打造了三大金融数据库、五大医疗数据库,成为全球最大的金融、医疗数据库之一。目前,集团专利申请数累计达55,080项,在金融科技和医疗健康领域的专利申请数排名均为全球首位,其中生成式AI专利申请数位居全球第二位。

全场景数字化赋能综合金融、医疗养老、行业机构。数字金融领域,平安已建立端到端智能化系统,提升客户服务体验、网络安全及风控能力。AI投资信贷风控系统,覆盖全国近1亿企业和个体工商户,有效预警违约风险;AI坐席全年服务量超15亿次,覆盖平安80%的客服总量。自研全球首个图像识别车险闪赔系统,实现拍照上传秒级定损,定损速度提升4000倍;医疗养老领域,平安打造国内领先的医养解决方案,助力医疗卫生服务体系发展。在AI医生方面,旗下平安健康打造12个系列的业务模型群,助力平安的家医服务效能提升约30%。自研AI辅助诊疗系统,已覆盖超过2000种疾病的诊断知识,导诊准确度超过99%,辅助诊断准确率在95%以上。创新打造的AI健康管理师,助力慢病管理改善率达90%。外部赋能方面,打造AI智能化金融服务解决方案,助力金融机构提质增效。金融壹账通推出的一系列AI智能化金融服务解决方案,已在多个银行零售财富管理、对公业务、远程银行服务场景中落地。

坚持技术研发与业务场景结合,深度赋能业务创新发展。“数字金融”分论坛上,陈当阳介绍,金融壹账通对内服务平安产险、平安寿险、平安银行等数十家子公司,为各平安集团及各子公司数字化转型提供坚实的技术支撑;对外,将沉淀的数字技术应用赋能外部企业,已覆盖100%国有银行和股份制银行、99%的城商行、65%的财产险公司,境外服务20个国家及地区、197家境外金融机构。黄欣保分享了PAObank基于香港市场探索数字化应用的心得和成绩。基于平安领先的金融科技和AI风控技术,风险识别效率已提升40%,运营成本降低25%。在已审批的贷款中,约25%的中小企客户为首次获得银行贷款,8.2%的初创公司获无抵押贷款,实现创新式普惠金融发展。

据悉,本次峰会以“数智融合引领未来——携手构建网络空间命运共同体”为主题,围绕人工智能大模型、数字金融、数字政府与智慧生活等议题举办分论坛,来自全球50余个国家和地区的政府部门、国际组织、企业、民间团体高级别代表以及专家学者等近千名嘉宾参会,为构建开放包容、创新增长、互联互通、合作共赢的亚太命运共同体注入新动能、创造新机遇。

除中国平安外,世界互联网大会秘书长任贤良、中国人民大学党委书记张东刚、香港金管局助理总裁何汉杰、瑙鲁信息通信技术部部长沙德洛格·伯尼克等国内外政策界、学术界代表也就普惠金融、行业创新、数智融合等话题进行深入探讨。

推动全面数字化战略,积极把握发展新动能。中国平安表示,将深入推进坚定“综合金融+医疗养老”双轮并行、科技驱动战略,持续深入推进全面数字化运营、数字化管理、数字化经营,引领业务高质量发展,助力金融业务提质增效,并积极以“三省”工程为业务指引、服务坐标,不断推动产品升级和技术创新,持续践行金融五篇大文章,携手各方不断推进“数智融合”,助力亚太金融行业数字化水平不断提升。

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