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近日,中国光大银行发布2024年社会责任(环境、社会及治理)报告。报告全面回顾了2024年光大银行在响应国家战略、支持实体经济、服务社会民生等领域的实践与成效,展现了该行积极履行社会责任、助力可持续发展和经济社会高质量发展的责任担当。

聚精会神书写金融高质量发展新篇章

2024年,光大银行深入贯彻党中央、国务院决策部署,坚决落实中央金融工作会议精神,做好科技金融、绿色金融、普惠金融、养老金融、数字金融“五篇大文章”。

在科技金融领域,搭建“1+16+100”的科技金融专业化组织体系,推出“专精特新企业贷”等特色产品,科技型企业贷款余额3795.26亿元,增速42.06%;

在绿色金融领域,完善绿色业务支持政策,打造分层、分级、分群的“绿色金融+”综合服务体系,绿色贷款余额4424.43亿元,增速41.01%;

在普惠金融领域,聚焦科技创新、专精特新、制造业等重点领域小微企业,优化产品服务,倾斜金融资源,激发经营主体发展动能,普惠型小微企业贷款余额4354.43亿元,增速14.85%;

在养老金融领域,构建养老金融“12345”工程,围绕养老金金融、养老服务金融、养老产业金融三大业务板块,按年龄划分四类重点客群,提升养老客群的获得感和满意度,全行1500余家网点已完成适老化改造;

在数字金融领域,充分挖掘大数据、新技术价值,加强产品、渠道、风控等方面的高效整合与资源协同共享,加快推进数字化转型。

奋勇前行共绘绿水青山美丽中国画卷

2024年,光大银行全面践行绿色发展理念,完善绿色金融管理架构和工作机制,探索绿色金融产品和服务创新,提升气候风险防控能力,践行低碳运营。强化金融服务生态环境建设的主动性、自觉性,助力生态文明建设,推动实现绿色转型。

在产品和服务方面,丰富绿色债券、绿色理财、绿色租赁等多元化产品体系,发行挂钩绿色科创主题指数理财产品,丰富绿色低碳主题信用卡权益促进绿色消费,为经济社会绿色转型贡献金融力量。

在保护生态环境方面,通过推出“水权贷”等创新金融模式、支持生态修复和低碳转型项目、加大新能源领域金融支持力度等相关举措,推动生态保护与绿色金融深度融合。

在自身低碳运营方面,强化数据中心温湿度环境自动监控调优等运营措施,打造绿色节能新型数据中心;加强网点建设过程中绿色节能技术及材料的应用,推动绿色低碳网点建设。

用心用情满足人民美好生活金融期盼

2024年,光大银行坚守金融为民初心,聚焦国家重大战略,融入对外开放大局,持续关注就业、住房、医疗、养老等重点民生领域,不断提升金融服务的适应性、竞争力、普惠性,为客户提供开放式、数字化、智能化的服务体验。“光大云缴费”平台服务近34亿人次,服务金额超9,000亿元。

积极开展金融知识普及活动,扩展员工发展空间,热情投身社会公益,助力经济社会高质量发展。普及金融知识达5.56亿人次,对外捐赠1689.50万元,志愿者活动时长1944.04小时,以实际行动回馈社会。

守正创新夯实高效稳健治理发展根基

2024年,光大银行始终将党的领导与现代公司治理相结合,把ESG理念融入企业发展战略规划与日常运营,充分发挥董事会在公司治理中的核心作用,完善ESG管理体系,优化ESG管理架构,强化ESG风险全流程管控,加强与利益相关方沟通,恪守商业道德,营造清廉氛围,不断提高合规经营的主动性、前瞻性,多渠道、多路径提高公司治理水平,为长期可持续发展筑牢根基。

规范披露构建阳光透明资本市场环境

2024年,光大银行持续提升报告披露的规范性和全面性,充分考虑资本市场对上市公司ESG表现的日益关注,精准对接上交所2024年发布的可持续发展报告指引要求,在应对气候变化等议题已按照指引要求进行披露。

同时,继续参照GRI、SDGs、ISSB等专业标准,对合规运营、数字化转型、金融科技创新、消费者金融保护和人力资源发展等热点议题进行针对性披露,为投资者和评级机构提供全面参考依据,全方位展示ESG价值创造能力。

2024年,光大银行获明晟ESG评级AA级评级结果,获人民日报社“2024环境、社会及治理(ESG)年度案例”等多项荣誉。

展望2025年,光大银行将坚持稳中求进、以进促稳,持续深化改革创新,在打造专业、特色和有影响力、竞争力的国有控股银行上精准发力、协同发力、持续发力,为助力金融强国建设、服务中国式现代化贡献光大力量。

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