Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82
迈开腿让尝尝你的小草莓什么意思|"对于个人品牌塑造的启示
随机图片

迈开腿让尝尝你的小草莓什么意思|"对于个人品牌塑造的启示

更新时间: 浏览次数: 592

400电话:123456(点击咨询)
迈开腿让尝尝你的小草莓什么意思|"对于个人品牌塑造的启示各观看免费《今日汇总》
迈开腿让尝尝你的小草莓什么意思|"对于个人品牌塑造的启示各热线观看免费2025已更新(2025已更新)








迈开腿让尝尝你的小草莓什么意思|"对于个人品牌塑造的启示观看免费电话:(1)123456(点击咨询)(2)123456(点击咨询)








迈开腿让尝尝你的小草莓什么意思|"对于个人品牌塑造的启示观看免费热线(1)123456(点击咨询)(2)123456(点击咨询)




迈开腿让尝尝你的小草莓什么意思|"对于个人品牌塑造的启示各区点热线观看免费《今日发布》
Random Image 迈开腿让尝尝你的小草莓什么意思|"对于个人品牌塑造的启示电话








7天观看免费人工电话为您、迈开腿让尝尝你的小草莓什么意思|"对于个人品牌塑造的启示团队在调度中心的统筹调配下,线下专业及各地区人员团队等专属,整个报修流程规范有序,后期同步跟踪查询公开透明。








所有团队均经过专业培训、持证上岗,所用产品配件均为原厂直供,








迈开腿让尝尝你的小草莓什么意思|"对于个人品牌塑造的启示各观看免费《今日汇总》2025已更新(今日/推荐)








迈开腿让尝尝你的小草莓什么意思|"对于个人品牌塑造的启示电话区域:








深圳市(龙岗区、南山区、光明区、宝安区、福田区、坪山区、盐田区、罗湖区、龙华区)








益阳市(沅江市、安化县、桃江县、资阳区、赫山区、南县)








新余市(渝水区、分宜县)








许昌市(鄢陵县、长葛市、襄城县、魏都区、禹州市、建安区)  常德市(津市市、石门县、澧县、安乡县、武陵区、临澧县、桃源县、汉寿县、鼎城区)








滁州市(南谯区、明光市、来安县、全椒县、凤阳县、定远县、琅琊区、天长市)








酒泉市(阿克塞哈萨克族自治县、敦煌市、肃州区、玉门市、肃北蒙古族自治县、金塔县、瓜州县)








池州市(石台县、贵池区、东至县、青阳县)








南充市(营山县、仪陇县、蓬安县、西充县、嘉陵区、阆中市、南部县、高坪区、顺庆区)  唐山市(玉田县、丰南区、路北区、路南区、遵化市、滦州市、丰润区、开平区、迁西县、乐亭县、迁安市、古冶区、曹妃甸区、滦南县)








迪庆藏族自治州(香格里拉市、德钦县、维西傈僳族自治县)








三沙市(南沙区、西沙区)








桂林市(荔浦市、平乐县、兴安县、灵川县、临桂区、阳朔县、永福县、恭城瑶族自治县、叠彩区、龙胜各族自治县、灌阳县、象山区、资源县、秀峰区、七星区、雁山区、全州县)








哈尔滨市(五常市、道外区、松北区、木兰县、平房区、巴彦县、依兰县、香坊区、延寿县、阿城区、双城区、呼兰区、南岗区、宾县、尚志市、道里区、通河县、方正县)








齐齐哈尔市(甘南县、克山县、克东县、昂昂溪区、讷河市、建华区、铁锋区、富拉尔基区、拜泉县、碾子山区、龙江县、富裕县、泰来县、梅里斯达斡尔族区、依安县、龙沙区)








新乡市(牧野区、卫滨区、延津县、卫辉市、新乡县、红旗区、原阳县、辉县市、获嘉县、凤泉区、封丘县、长垣市)








绵阳市(梓潼县、江油市、游仙区、北川羌族自治县、平武县、涪城区、安州区、盐亭县、三台县)








红河哈尼族彝族自治州(泸西县、弥勒市、金平苗族瑶族傣族自治县、蒙自市、石屏县、个旧市、建水县、红河县、绿春县、河口瑶族自治县、元阳县、屏边苗族自治县、开远市)








仙桃市(天门市、神农架林区、潜江市)








乌兰察布市(丰镇市、集宁区、察哈尔右翼前旗、察哈尔右翼中旗、察哈尔右翼后旗、凉城县、四子王旗、化德县、商都县、兴和县、卓资县)








丽江市(宁蒗彝族自治县、古城区、玉龙纳西族自治县、华坪县、永胜县)








苏州市(虎丘区、吴中区、姑苏区、吴江区、昆山市、相城区、张家港市、太仓市、常熟市)








上海市(杨浦区、青浦区、奉贤区、嘉定区、松江区、虹口区、宝山区、静安区、浦东新区、金山区、崇明区、徐汇区、普陀区、长宁区、闵行区、黄浦区)








承德市(承德县、围场满族蒙古族自治县、隆化县、兴隆县、鹰手营子矿区、滦平县、平泉市、双桥区、宽城满族自治县、丰宁满族自治县、双滦区)








洛阳市(栾川县、孟津区、汝阳县、新安县、老城区、西工区、洛宁县、偃师区、涧西区、伊川县、洛龙区、宜阳县、嵩县、瀍河回族区)








漳州市(漳浦县、龙海区、长泰区、平和县、诏安县、东山县、云霄县、芗城区、华安县、南靖县、龙文区)








日喀则市(谢通门县、亚东县、仁布县、昂仁县、吉隆县、萨迦县、定结县、聂拉木县、仲巴县、桑珠孜区、江孜县、岗巴县、南木林县、拉孜县、康马县、定日县、白朗县、萨嘎县)








淮南市(八公山区、潘集区、大通区、谢家集区、寿县、凤台县、田家庵区)








保定市(曲阳县、蠡县、定州市、竞秀区、涞源县、易县、雄县、顺平县、高阳县、安新县、唐县、定兴县、望都县、高碑店市、安国市、清苑区、满城区、徐水区、涞水县、博野县、莲池区、容城县、阜平县、涿州市)
400电话:123456(点击咨询)
迈开腿让尝尝你的小草莓什么意思|"对于个人品牌塑造的启示各观看免费《今日汇总》《今日发布》
迈开腿让尝尝你的小草莓什么意思|"对于个人品牌塑造的启示各观看免费《今日汇总》(2025已更新)








迈开腿让尝尝你的小草莓什么意思|"对于个人品牌塑造的启示观看免费电话:(1)123456(点击咨询)(2)123456(点击咨询)








迈开腿让尝尝你的小草莓什么意思|"对于个人品牌塑造的启示观看免费热线(1)123456(点击咨询)(2)123456(点击咨询)




迈开腿让尝尝你的小草莓什么意思|"对于个人品牌塑造的启示各观看免费《今日汇总》【2025已更新列表】
迈开腿让尝尝你的小草莓什么意思|"对于个人品牌塑造的启示电话








7天观看免费人工电话为您、迈开腿让尝尝你的小草莓什么意思|"对于个人品牌塑造的启示团队在调度中心的统筹调配下,线下专业及各地区人员团队等专属,整个报修流程规范有序,后期同步跟踪查询公开透明。








所有团队均经过专业培训、持证上岗,所用产品配件均为原厂直供,








迈开腿让尝尝你的小草莓什么意思|"对于个人品牌塑造的启示中心2025已更新(今日/推荐)








迈开腿让尝尝你的小草莓什么意思|"对于个人品牌塑造的启示电话区域:








芜湖市(湾沚区、弋江区、无为市、繁昌区、南陵县、镜湖区、鸠江区)








赤峰市(阿鲁科尔沁旗、元宝山区、翁牛特旗、松山区、敖汉旗、巴林左旗、宁城县、克什克腾旗、喀喇沁旗、红山区、林西县、巴林右旗)








朝阳市(龙城区、建平县、朝阳县、北票市、双塔区、喀喇沁左翼蒙古族自治县、凌源市)








石家庄市(高邑县、行唐县、藁城区、平山县、赵县、新乐市、鹿泉区、深泽县、井陉县、元氏县、新华区、灵寿县、裕华区、桥西区、井陉矿区、长安区、正定县、无极县、辛集市、栾城区、晋州市、赞皇县)  崇左市(天等县、龙州县、大新县、宁明县、凭祥市、江州区、扶绥县)








达州市(宣汉县、万源市、通川区、开江县、达川区、渠县、大竹县)








济宁市(鱼台县、嘉祥县、微山县、泗水县、梁山县、曲阜市、任城区、汶上县、兖州区、邹城市、金乡县)








泸州市(泸县、古蔺县、纳溪区、叙永县、合江县、龙马潭区、江阳区)白城市(镇赉县、大安市、洮北区、洮南市、通榆县)








朔州市(怀仁市、平鲁区、右玉县、朔城区、应县、山阴县)  昌都市(洛隆县、芒康县、察雅县、丁青县、八宿县、江达县、卡若区、贡觉县、边坝县、类乌齐县、左贡县)








固原市(泾源县、隆德县、西吉县、彭阳县、原州区)








武汉市(青山区、洪山区、蔡甸区、黄陂区、东西湖区、汉阳区、江岸区、新洲区、武昌区、硚口区、江汉区、汉南区、江夏区)








铜仁市(石阡县、沿河土家族自治县、碧江区、江口县、思南县、松桃苗族自治县、万山区、玉屏侗族自治县、印江土家族苗族自治县、德江县)宁夏回族自治区








揭阳市(惠来县、榕城区、揭东区、普宁市、揭西县)








怒江傈僳族自治州(贡山独龙族怒族自治县、福贡县、兰坪白族普米族自治县、泸水市)








防城港市(港口区、东兴市、上思县、防城区)








南宁市(西乡塘区、兴宁区、马山县、横州市、邕宁区、江南区、武鸣区、隆安县、上林县、良庆区、宾阳县、青秀区)








新疆维吾尔自治区








阜阳市(颍州区、界首市、阜南县、颍上县、颍东区、临泉县、太和县、颍泉区)








淮安市(金湖县、淮安区、涟水县、盱眙县、淮阴区、洪泽区、清江浦区)








重庆市(渝北区、万州区、九龙坡区、城口县、秀山土家族苗族自治县、南川区、江津区、垫江县、开州区、涪陵区、酉阳土家族苗族自治县、奉节县、梁平区、丰都县、黔江区、巫溪县、渝中区、忠县、巫山县、南岸区、合川区、北碚区、铜梁区、綦江区、巴南区、武隆区、云阳县、璧山区、永川区、江北区、石柱土家族自治县、大足区、彭水苗族土家族自治县、潼南区、沙坪坝区、大渡口区、荣昌区、长寿区)








鄂州市(华容区、梁子湖区、鄂城区)








黄南藏族自治州(尖扎县、河南蒙古族自治县、泽库县、同仁市)








商洛市(丹凤县、镇安县、柞水县、商州区、山阳县、商南县、洛南县)








宿州市(埇桥区、萧县、砀山县、泗县、灵璧县)








武威市(凉州区、民勤县、天祝藏族自治县、古浪县)








锡林郭勒盟(阿巴嘎旗、二连浩特市、苏尼特右旗、正蓝旗、西乌珠穆沁旗、正镶白旗、东乌珠穆沁旗、锡林浩特市、太仆寺旗、苏尼特左旗、多伦县、镶黄旗)








德州市(陵城区、武城县、平原县、齐河县、夏津县、德城区、庆云县、临邑县、宁津县、乐陵市、禹城市)








呼伦贝尔市(扎赉诺尔区、鄂温克族自治旗、新巴尔虎右旗、满洲里市、陈巴尔虎旗、额尔古纳市、新巴尔虎左旗、鄂伦春自治旗、阿荣旗、海拉尔区、牙克石市、根河市、莫力达瓦达斡尔族自治旗、扎兰屯市)

近日,金融监管总局、科技部、国家发展改革委联合发布《银行业保险业科技金融高质量发展实施方案》(以下简称《实施方案》)提出,未来5年,银行业保险业专业化服务机制、产品体系、专业能力和风控能力不断完善,外部生态体系持续发展,科技信贷和科技保险扩面、提质、增效,为科技创新重点领域和薄弱环节提供更加精准、优质、高效的金融保障。

从多家上市险企披露的2024年可持续发展(ESG)报告来看,保险业一方面为科创企业提供全周期、差异化的保险服务,并针对国家重点科技战略攻关项目推出创新型保障产品;另一方面,险资积极担当耐心资本,更好投早、投小、投长期、投硬科技,推动更多保险资源向科创领域聚集。

优化科技保险产品服务体系

围绕优化科技保险保障服务,《实施方案》提出,提供与科技型企业生命周期阶段相适应、覆盖科技创新活动全流程的保险产品。

近年来,针对科技企业全生命周期风险保障需求,保险业初步搭建起科技保险产品体系。例如,中国人保打造科技保险示范产品库,通过不同险种的组合,满足初创型、成长型、成熟型企业的差异化保障需求。2024年,该公司科技保险风险保障金额达到31.2万亿元,同比增长21.6%。中国人寿财险开发了首台(套)重大技术装备等8大类共40余款专属保险产品,为科技创新企业的各个环节提供全面风险保障。

科技创新,人才是核心要素。科技人才投身于高难度、高强度的研发工作,面临诸多潜在人身风险,保险能为他们减少后顾之忧。为此,《实施方案》提出,加大科技创新人才和相关从业人员保险供给,提升健康管理、养老服务、职业责任等方面保险保障质效。

据记者了解,部分保险公司针对科技人才的职业特性,在健康管理上持续发力。比如,专注于生物医药研发的企业,科研人员长期在实验室环境工作,可能面临化学试剂危害、生物样本感染等健康风险。保险公司与专业医疗机构合作,推出定制化健康管理保险产品,为科研人员提供定期专项体检、健康咨询、职业病预防指导等服务,一旦科研人员因职业因素患病,可获得相应医疗费用补偿与康复支持。

整体而言,从科技研发阶段的人员意外险、财产损失险、研发责任险,到成果转化阶段的知识产权险、贷款保证险,再到产业化推广阶段的产品责任险、数据安全与隐私保险等,我国科技保险产品体系不断完善,现有产品已能初步满足科技创新全流程保障需求。

支持国家重点科技领域攻关

《实施方案》指出,做好国家科技重大项目、国家战略科技力量和国家级科技创新平台基地的金融服务。根据国家科技重大项目保险需求,研发新型科技保险产品,健全重大技术攻关风险分散机制。

业内人士表示,国家重大科技项目往往具有投资规模大、技术难度高、研发周期长等特点,在项目推进过程中,面临着诸多风险,如技术突破受阻、设备故障、外部环境变化等,借助保险工具能有效分散风险,保障项目顺利进行。

拿中试环节来说,它是科技产品在大规模量产前的重要试炼场,至关重要却也充满风险。中试保险应运而生,为科技成果转化提供不可或缺的保障。

中国太保聚焦高端装备、新材料、电子软件等重点领域,促进科技成果转化,推出“中试项目费用损失保险”,填补科技研发、成果转化过程中的风险保障空白。2024年,该公司科技成果应用推广风险类保险金额达35.1亿元。

中国人保创新搭建重点技术攻关综合保险产品体系,研发高新技术企业申请费用损失保险条款和中试综合保险、高新技术企业申请费用损失保险、重大科技攻关综合保险等3款科技保险新产品,并推动在南京、无锡、苏州、鄂尔多斯等地落地上述创新产品全国首单。

作为国家战略性新兴产业,低空经济不仅有助于我国在航空领域实现弯道超车,还契合了新质生产力的发展方向。自去年以来,保险机构全力展开对低空经济领域相关保险的探索创新。

2024年,平安产险成功落地全国首单政府投保的低空经济领域三者责任保险,为深圳地区低空经济领域提供全方位保险服务,总风险保障超200亿元。中国太保成立“无人机保险创新实验室”,发布全国首个“低空经济第三者责任险”,并成立“低空经济产业保险研究中心”。2024年,该公司航空航天技术领域保额达478亿元。

当好科创领域耐心资本

耐心资本是支持科技创新的重要力量,培育壮大耐心资本,有助于促进“科技-产业-金融”的良性循环。而保险资金规模较大、期限较长、来源稳定,天然具有耐心资本属性。

对于如何促进险资投向科创领域,《实施意见》提出,深化保险资金长期投资改革试点,支持保险公司发起设立私募证券基金,投资股市并长期持有。同时,鼓励保险机构通过多元化投资工具加大对创业投资等投资机构的支持力度,发展长期资本和耐心资本;推动保险机构投资资产支持计划等证券化产品。

从保险资金长期投资改革试点来看,我国首个保险系私募证券基金——鸿鹄志远(上海)私募证券投资基金已经完成首期500亿元投资。保险资金长期股票投资第二批试点机构总计批复试点额度1120亿元,目前,各参与机构正在加快推进私募证券基金设立及投资工作。

创业投资方面,4月8日,金融监管总局印发《关于调整保险资金权益类资产监管比例有关事项的通知》,允许保险公司对单只创业投资基金的最高投资占比从20%大幅提升至30%。数据显示,2024年,私募股权市场的出资主体中,金融机构共出资274笔,总额2141.13亿元。其中,保险机构出资722.68亿元,占比达33.75%。今年第一季度,险资作为有限合伙人(LP)共计出资143.22亿元。

在投资策略方面,中国人寿董事长蔡希良在2024年业绩发布会上表示:“将充分发挥保险资金长期资本、耐心资本的优势,积极把握国家战略机遇和产业转型趋势,坚持投早、投小、投长期、投硬科技,统筹运用股权、债权等手段,创新商业模式,加强对国家重大科技任务、科技型中小企业、绿色企业的金融支持,保持绿色投资、新质生产力等领域投资规模的稳步增长。”

中国人保副总裁才智伟表示,公司持续秉承长期投资、价值投资、稳健投资、审慎投资的理念,不断优化权益投资的投资策略。公司重点关注新质生产力发展方向,把握科技创新、战略性新兴产业带来的新投资机会,积极布局跟保险相关的领域,科技、数字化、人工智能等都是公司的重点配置方向。

迈开腿让尝尝你的小草莓什么意思|"对于个人品牌塑造的启示的相关文章 特朗普破防了 中国就是不理他的相关文章
格力地产完全退出地产行业
顺风车司机高速上开“智驾”睡觉
从三则故事看美滥施关税
关于国安法的那些知识盲区
老板悄悄将消防员餐食换成超大份
你的学校发生过最扯的事是什么
家具厂女员工拒绝向普京透露工资
女子靠卫健委食谱减肥5天瘦8斤
三河商户坚持没换招牌省下5万元
你的学校发生过最扯的事是什么
校方回应300年银杏被砍
券商年内发债规模已超3000亿元
  • 友情链接:
  • 撒贝宁见证电池包刮痧泡澡 券商年内发债规模已超3000亿元 被生父女友虐死男童母亲希望判极刑 你干过最牛的一件事是什么 小米汽车电池车身一体化专利获授权 习近平瞻仰胡志明陵并敬献花圈 北京的30℃来得比往年早了半个月 小鹏X9上市大升级不涨价 中国可控核聚变技术再突破 #中美博弈越南会怎么选边# 日本大奖赛维斯塔潘夺冠

    查看更多评价 ∨