Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82
ZO2O女人另类ZO2O洗浴 - 释放你的欲望,享受无限乐趣
随机图片

ZO2O女人另类ZO2O洗浴 - 释放你的欲望,享受无限乐趣

更新时间: 浏览次数: 830

400电话:123456(点击咨询)
ZO2O女人另类ZO2O洗浴 - 释放你的欲望,享受无限乐趣各观看免费《今日汇总》
ZO2O女人另类ZO2O洗浴 - 释放你的欲望,享受无限乐趣各热线观看免费2025已更新(2025已更新)








ZO2O女人另类ZO2O洗浴 - 释放你的欲望,享受无限乐趣观看免费电话:(1)123456(点击咨询)(2)123456(点击咨询)








ZO2O女人另类ZO2O洗浴 - 释放你的欲望,享受无限乐趣观看免费热线(1)123456(点击咨询)(2)123456(点击咨询)




ZO2O女人另类ZO2O洗浴 - 释放你的欲望,享受无限乐趣各区点热线观看免费《今日发布》
Random Image ZO2O女人另类ZO2O洗浴 - 释放你的欲望,享受无限乐趣电话








7天观看免费人工电话为您、ZO2O女人另类ZO2O洗浴 - 释放你的欲望,享受无限乐趣团队在调度中心的统筹调配下,线下专业及各地区人员团队等专属,整个报修流程规范有序,后期同步跟踪查询公开透明。








所有团队均经过专业培训、持证上岗,所用产品配件均为原厂直供,








ZO2O女人另类ZO2O洗浴 - 释放你的欲望,享受无限乐趣各观看免费《今日汇总》2025已更新(今日/推荐)








ZO2O女人另类ZO2O洗浴 - 释放你的欲望,享受无限乐趣电话区域:








金昌市(金川区、永昌县)








济宁市(曲阜市、邹城市、微山县、汶上县、鱼台县、嘉祥县、梁山县、兖州区、泗水县、金乡县、任城区)








固原市(隆德县、泾源县、原州区、西吉县、彭阳县)








昌吉回族自治州(吉木萨尔县、呼图壁县、木垒哈萨克自治县、奇台县、昌吉市、阜康市、玛纳斯县)  遂宁市(船山区、蓬溪县、大英县、安居区、射洪市)








连云港市(海州区、连云区、灌南县、东海县、赣榆区、灌云县)








德州市(宁津县、夏津县、齐河县、禹城市、德城区、平原县、武城县、陵城区、庆云县、临邑县、乐陵市)








日喀则市(桑珠孜区、定结县、江孜县、萨迦县、吉隆县、萨嘎县、亚东县、拉孜县、仲巴县、仁布县、南木林县、岗巴县、聂拉木县、定日县、白朗县、昂仁县、谢通门县、康马县)








张家界市(慈利县、永定区、武陵源区、桑植县)  湘潭市(岳塘区、韶山市、湘潭县、湘乡市、雨湖区)








台州市(玉环市、椒江区、三门县、黄岩区、仙居县、温岭市、天台县、路桥区、临海市)








清远市(连州市、连南瑶族自治县、清新区、佛冈县、连山壮族瑶族自治县、英德市、清城区、阳山县)








大理白族自治州(鹤庆县、巍山彝族回族自治县、洱源县、漾濞彝族自治县、剑川县、宾川县、弥渡县、祥云县、云龙县、永平县、大理市、南涧彝族自治县)








河池市(南丹县、东兰县、巴马瑶族自治县、宜州区、都安瑶族自治县、罗城仫佬族自治县、大化瑶族自治县、环江毛南族自治县、天峨县、金城江区、凤山县)








乌兰察布市(察哈尔右翼中旗、兴和县、四子王旗、察哈尔右翼后旗、集宁区、化德县、丰镇市、商都县、卓资县、察哈尔右翼前旗、凉城县)








黔东南苗族侗族自治州(丹寨县、剑河县、榕江县、黎平县、锦屏县、镇远县、凯里市、岑巩县、黄平县、雷山县、天柱县、三穗县、麻江县、台江县、施秉县、从江县)








湖州市(安吉县、长兴县、南浔区、德清县、吴兴区)








德宏傣族景颇族自治州(梁河县、瑞丽市、盈江县、芒市、陇川县)








三亚市(海棠区、天涯区、崖州区、吉阳区)








安顺市(紫云苗族布依族自治县、关岭布依族苗族自治县、镇宁布依族苗族自治县、西秀区、平坝区、普定县)








葫芦岛市(绥中县、龙港区、兴城市、南票区、建昌县、连山区)








吉安市(井冈山市、新干县、青原区、泰和县、遂川县、吉州区、峡江县、永新县、安福县、万安县、吉安县、吉水县、永丰县)








安庆市(太湖县、岳西县、宜秀区、迎江区、望江县、桐城市、大观区、潜山市、宿松县、怀宁县)








凉山彝族自治州(木里藏族自治县、冕宁县、会东县、甘洛县、普格县、布拖县、西昌市、昭觉县、盐源县、会理市、美姑县、雷波县、金阳县、喜德县、越西县、宁南县、德昌县)








文山壮族苗族自治州(富宁县、丘北县、文山市、马关县、西畴县、广南县、砚山县、麻栗坡县)








云浮市(新兴县、郁南县、云安区、罗定市、云城区)








淮安市(清江浦区、金湖县、淮阴区、盱眙县、淮安区、涟水县、洪泽区)








酒泉市(瓜州县、敦煌市、阿克塞哈萨克族自治县、玉门市、肃州区、肃北蒙古族自治县、金塔县)








临夏回族自治州(康乐县、永靖县、临夏市、临夏县、积石山保安族东乡族撒拉族自治县、东乡族自治县、和政县、广河县)
400电话:123456(点击咨询)
ZO2O女人另类ZO2O洗浴 - 释放你的欲望,享受无限乐趣各观看免费《今日汇总》《今日发布》
ZO2O女人另类ZO2O洗浴 - 释放你的欲望,享受无限乐趣各观看免费《今日汇总》(2025已更新)








ZO2O女人另类ZO2O洗浴 - 释放你的欲望,享受无限乐趣观看免费电话:(1)123456(点击咨询)(2)123456(点击咨询)








ZO2O女人另类ZO2O洗浴 - 释放你的欲望,享受无限乐趣观看免费热线(1)123456(点击咨询)(2)123456(点击咨询)




ZO2O女人另类ZO2O洗浴 - 释放你的欲望,享受无限乐趣各观看免费《今日汇总》【2025已更新列表】
ZO2O女人另类ZO2O洗浴 - 释放你的欲望,享受无限乐趣电话








7天观看免费人工电话为您、ZO2O女人另类ZO2O洗浴 - 释放你的欲望,享受无限乐趣团队在调度中心的统筹调配下,线下专业及各地区人员团队等专属,整个报修流程规范有序,后期同步跟踪查询公开透明。








所有团队均经过专业培训、持证上岗,所用产品配件均为原厂直供,








ZO2O女人另类ZO2O洗浴 - 释放你的欲望,享受无限乐趣中心2025已更新(今日/推荐)








ZO2O女人另类ZO2O洗浴 - 释放你的欲望,享受无限乐趣电话区域:








海口市(琼山区、美兰区、龙华区、秀英区)








毕节市(大方县、威宁彝族回族苗族自治县、赫章县、织金县、黔西市、纳雍县、金沙县、七星关区)








宁德市(福安市、寿宁县、屏南县、柘荣县、蕉城区、周宁县、霞浦县、古田县、福鼎市)








西双版纳傣族自治州(景洪市、勐腊县、勐海县)  曲靖市(会泽县、沾益区、宣威市、麒麟区、富源县、马龙区、师宗县、陆良县、罗平县)








承德市(双桥区、丰宁满族自治县、兴隆县、承德县、鹰手营子矿区、宽城满族自治县、滦平县、围场满族蒙古族自治县、平泉市、双滦区、隆化县)








滨州市(无棣县、沾化区、博兴县、邹平市、滨城区、阳信县、惠民县)








阜新市(清河门区、新邱区、阜新蒙古族自治县、太平区、海州区、彰武县、细河区)牡丹江市(爱民区、海林市、宁安市、阳明区、东宁市、绥芬河市、林口县、东安区、穆棱市、西安区)








自贡市(大安区、富顺县、贡井区、自流井区、荣县、沿滩区)  绥化市(北林区、安达市、望奎县、绥棱县、海伦市、庆安县、兰西县、青冈县、明水县、肇东市)








黄山市(黄山区、屯溪区、祁门县、休宁县、歙县、徽州区、黟县)








盘锦市(兴隆台区、盘山县、双台子区、大洼区)








银川市(西夏区、金凤区、灵武市、永宁县、贺兰县、兴庆区)上饶市(德兴市、弋阳县、横峰县、信州区、余干县、铅山县、玉山县、万年县、广丰区、鄱阳县、婺源县、广信区)








周口市(川汇区、西华县、沈丘县、淮阳区、太康县、扶沟县、郸城县、商水县、鹿邑县、项城市)








河源市(龙川县、源城区、东源县、连平县、和平县、紫金县)








永州市(东安县、冷水滩区、蓝山县、江华瑶族自治县、江永县、祁阳市、道县、宁远县、双牌县、零陵区、新田县)








辽源市(东辽县、龙山区、东丰县、西安区)








巴中市(南江县、通江县、恩阳区、平昌县、巴州区)








临沂市(莒南县、临沭县、平邑县、费县、沂南县、蒙阴县、郯城县、兰山区、河东区、兰陵县、沂水县、罗庄区)








贺州市(昭平县、钟山县、富川瑶族自治县、八步区、平桂区)








宁夏回族自治区








汉中市(佛坪县、留坝县、南郑区、汉台区、勉县、镇巴县、宁强县、略阳县、城固县、西乡县、洋县)








邯郸市(峰峰矿区、鸡泽县、复兴区、邯山区、涉县、大名县、魏县、成安县、临漳县、馆陶县、曲周县、磁县、武安市、肥乡区、邱县、丛台区、广平县、永年区)








长春市(绿园区、宽城区、榆树市、农安县、二道区、双阳区、南关区、德惠市、公主岭市、朝阳区、九台区)








七台河市(新兴区、勃利县、桃山区、茄子河区)








重庆市(大渡口区、璧山区、渝中区、彭水苗族土家族自治县、北碚区、黔江区、荣昌区、巫溪县、丰都县、南岸区、垫江县、城口县、南川区、綦江区、江北区、潼南区、武隆区、酉阳土家族苗族自治县、石柱土家族自治县、九龙坡区、沙坪坝区、铜梁区、涪陵区、秀山土家族苗族自治县、大足区、梁平区、奉节县、巴南区、长寿区、合川区、渝北区、云阳县、万州区、忠县、江津区、巫山县、永川区、开州区)








湛江市(麻章区、遂溪县、坡头区、雷州市、霞山区、廉江市、赤坎区、徐闻县、吴川市)








宁波市(北仑区、宁海县、江北区、余姚市、奉化区、镇海区、象山县、海曙区、鄞州区、慈溪市)








洛阳市(洛宁县、新安县、老城区、嵩县、宜阳县、孟津区、西工区、涧西区、洛龙区、汝阳县、伊川县、栾川县、偃师区、瀍河回族区)

4月15日下午,北京银行股份有限公司(以下简称“北京银行”)举行2024年年度业绩发布会。北京银行董事长霍学文、副行长(代为履行行长职责)戴炜等一众高管出席。

会上,北京银行高管就投资者关心的数字化转型、净息差缩窄、科技金融等问题一一做了解答。

谈人工智能:秉承“AllinAI”理念

当前,数字化转型已经成为银行业的必答题,北京银行经过三年的数字化转型,如今已经进入到数字化转型2.0阶段,即全面数字化经营阶段。

北京银行董事长霍学文表示,通过数字化转型,北京银行技术能力全方位升级,夯实了技术底座,打赢了统一数据底座、统一金融操作系统、统一风控平台“三大战役”。北京银行加大科技投入,2024年科技投入占营收比重达到4.6%,处于同业较高水平。

同时,北京银行的业务模式实现了全方位的升级,通过数字化转型,积极打造零售、对公、金融市场、运营、风控、科技、经营“七大水晶球”,赋能全行从“经验决策”向“数智决策”转变。

谈及人工智能对银行业的重塑,霍学文表示,北京银行秉承“AllinAI”理念,建立了大模型和小模型一体的技术开发体系,不断打造人工智能驱动的商业银行。目前,AI驱动让北京银行在三方面取得显著成效:降低运营成本、提升效能、价值创造。未来将推动AI与“123456”战略布局深度融合,让人工智能成为北京银行的核心竞争力。

谈息差下行:强化四大竞争优势

2024年,北京银行净息差为1.47%。从2024年第二季度开始,连续3个季度净息差保持稳定。

戴炜表示,北京银行息差下降的幅度显著低于行业平均水平。面对息差下滑的趋势,未来北京银行将强化自身的优势。

一是负债成本优势,得益于精细化客群管理,北京银行扩大了低成本的存款来源。此外,北京银行以数字化产品服务为动力,发展了平台金融、产品金融、生态金融、并购金融、跨境金融、财富金融6大创新金融,通过持续丰富产品服务的供给,带动低成本结算性存款的稳健增长。

二是巩固成本费用比优势。北京银行长期以来严格控制费用,成本收入比始终处于行业较低水平,未来加上数字化转型,这将成为北京银行的一大重要优势。

三是发挥金融市场优势。2024年,北京银行非息净收入同比增长了10%,北京银行积极布局了金融市场业务,充分加强投研能力,加速债券、票据等业务的交易和流转,实现了投资收益较快增长。

四是抓好资产质量。通过持续努力,北京银行不断消化历史上的不良资产和包袱,不良生成率连续四年下降,资产质量不断向好。未来北京银行会紧抓资产质量,加强风险管理。

“通过不断强化竞争优势,坚持精细化管理,实现降本增效,未来我们有信心为股东提供更好的回报。”戴炜说。

谈差异化竞争:最大优势是地处北京

戴炜表示,在低息差体系下,银行要走集约化经营发展道路,走特色化发展道路,根据自身优势实现未来的可持续发展。

“北京银行最大的优势是地处北京,北京这两个字就是北京银行最大的品牌和形象。”戴炜表示,北京银行在北京市场的存贷款规模均排名第三。成立29年来,北京银行始终秉持服务地方经济,服务中小企业,服务市民百姓的战略。北京银行在服务中小企业客户方面有诸多优势,很多北京地区知名上市企业在创立初期的首笔贷款都是北京银行提供的,北京银行一直伴随着这些企业成长。

谈科技金融:打造“专精特新第一行”

打造“专精特新第一行”是北京银行的发展战略之一。截至2024年末,北京银行服务专精特新客户突破2万户,较年初增超6400户;专精特新贷款余额1068亿元,较年初增338亿元。目前已累计为5万家科技型中小企业提供贷款支持超过1.2万亿元。

“北京银行服务了北京市80%的创业板、71%的科创板、74%的北交所上市企业,覆盖73%的国家级专精特新‘小巨人’企业及55%的专精特新中小企业。”北京银行副行长郭轶锋介绍道。

郭轶锋表示,北京银行坚持科技引领,以数字金融赋能专精特新金融服务质效提升,推出“领航e贷”“科创e贷”“金粒e贷”“联创e贷”等创新信贷产品,并以“客户为中心”构筑线上产品统一入口“统e融”,为专精特新企业及专精特新潜力客群提供高效便捷的融资服务。

其中,“领航e贷”作为专精特新和制造业单项冠军企业的专属产品,在市场上处于领先地位,截至2024年末产品累计放款突破1000亿元。同时,加大专精特新企业组合金融支持力度,深化集团协同,匹配特色产品服务,强化“股权+债权”“金融+非金融”“企业+个人”的全方位、多元化金融服务供给。

未来,北京银行将把打造“专精特新第一行”与做好科技金融大文章紧密结合,打造更加专业、精细、特色、新颖的金融服务,进一步深挖专精特新资源,同时加大拓展高新技术企业、科技型中小企业、创新型中小企业等名单类客户。优化组合金融供给,提升客群综合收益。做好专业底座构筑,提升运营服务质效。

ZO2O女人另类ZO2O洗浴 - 释放你的欲望,享受无限乐趣的相关文章 丁禹兮海口citywalk的相关文章
生活常用物品的维修技巧
红警三家联起手来整我!我挨了无数次核弹加闪电,屹立不倒!
很少有人看过的冷门暗黑超英,无敌战甲能够变幻任意形态!
泄露国家秘密的老虎钟自然被判13年
北京将迎今年以来最强大风
美团闪购相较于京东次日达,有哪些特点?美团闪购的物流体系与京东的大仓配体系各有哪些优劣?
诺贝尔文学奖得主略萨去世,享年89岁
24-25 赛季 NBA 附加赛灰熊 116:121 勇士,如何评价这场比赛?
中方回应“特朗普称球在中国那边”
当我收到了100万粉丝奖牌!
杭州上学的内蒙女孩一篇作文火了
刘强东为何要强势进入外卖行业,难道仅仅是为了与王兴扳手腕吗?这背后还有哪些商业考量?
  • 友情链接:
  • NBA 中球星「一人一城」的行为,能给历史地位加分吗? 哈尔滨市公安局悬赏通缉 3 名美国特工,三人对亚冬会实施网攻窃密,有哪些信息值得关注? 中韩自贸协定谈判“移师”北京 「用户直连制造」的海尔洗衣机 全球首例基因编辑猪肝脏被移植到人体 杜锋:山西找外援不惜成本 多家银行宣布下调存款利率 强奸案被告人母亲多次把被害人隐私发网上 山西“订婚强奸案”二审宣判:驳回上诉,维持原判 广东15个市县发布灰霾黄色预警,沙尘天气预计17日结束 十年前写下「世界那么大,我想去看看」的教师说「有遗憾但绝不后悔」,十年后再看这句话,你还会被触动吗? 问界M8三季度升级ADS4

    查看更多评价 ∨