Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82
赌石师 兽人-一步步教你实现网络加速,快来看看!
随机图片

赌石师 兽人-一步步教你实现网络加速,快来看看!

更新时间: 浏览次数: 529

400电话:123456(点击咨询)
赌石师 兽人-一步步教你实现网络加速,快来看看!各观看免费《今日汇总》
赌石师 兽人-一步步教你实现网络加速,快来看看!各热线观看免费2025已更新(2025已更新)








赌石师 兽人-一步步教你实现网络加速,快来看看!观看免费电话:(1)123456(点击咨询)(2)123456(点击咨询)








赌石师 兽人-一步步教你实现网络加速,快来看看!观看免费热线(1)123456(点击咨询)(2)123456(点击咨询)




赌石师 兽人-一步步教你实现网络加速,快来看看!各区点热线观看免费《今日发布》
Random Image 赌石师 兽人-一步步教你实现网络加速,快来看看!电话








7天观看免费人工电话为您、赌石师 兽人-一步步教你实现网络加速,快来看看!团队在调度中心的统筹调配下,线下专业及各地区人员团队等专属,整个报修流程规范有序,后期同步跟踪查询公开透明。








所有团队均经过专业培训、持证上岗,所用产品配件均为原厂直供,








赌石师 兽人-一步步教你实现网络加速,快来看看!各观看免费《今日汇总》2025已更新(今日/推荐)








赌石师 兽人-一步步教你实现网络加速,快来看看!电话区域:








乐山市(马边彝族自治县、峨边彝族自治县、犍为县、沙湾区、峨眉山市、五通桥区、沐川县、井研县、夹江县、市中区、金口河区)








承德市(双桥区、围场满族蒙古族自治县、宽城满族自治县、平泉市、鹰手营子矿区、承德县、隆化县、滦平县、兴隆县、双滦区、丰宁满族自治县)








信阳市(新县、光山县、固始县、浉河区、平桥区、潢川县、淮滨县、罗山县、息县、商城县)








镇江市(润州区、句容市、丹阳市、扬中市、京口区、丹徒区)  白城市(大安市、镇赉县、洮北区、通榆县、洮南市)








恩施土家族苗族自治州(来凤县、建始县、宣恩县、咸丰县、鹤峰县、利川市、恩施市、巴东县)








安阳市(殷都区、滑县、内黄县、文峰区、林州市、北关区、龙安区、汤阴县、安阳县)








泰安市(泰山区、岱岳区、新泰市、肥城市、宁阳县、东平县)韶关市(仁化县、新丰县、翁源县、曲江区、乐昌市、乳源瑶族自治县、始兴县、武江区、南雄市、浈江区)








七台河市(勃利县、茄子河区、新兴区、桃山区)  大连市(长海县、普兰店区、西岗区、中山区、沙河口区、庄河市、瓦房店市、旅顺口区、金州区、甘井子区)








济南市(商河县、天桥区、钢城区、历城区、莱芜区、济阳区、长清区、市中区、历下区、槐荫区、章丘区、平阴县)








梧州市(万秀区、龙圩区、长洲区、蒙山县、苍梧县、藤县、岑溪市)








晋城市(城区、高平市、陵川县、泽州县、阳城县、沁水县)








阜新市(新邱区、海州区、清河门区、细河区、太平区、阜新蒙古族自治县、彰武县)








德宏傣族景颇族自治州(瑞丽市、梁河县、盈江县、芒市、陇川县)








铜仁市(万山区、沿河土家族自治县、碧江区、江口县、思南县、玉屏侗族自治县、德江县、松桃苗族自治县、印江土家族苗族自治县、石阡县)








宁夏回族自治区








盘锦市(大洼区、双台子区、盘山县、兴隆台区)








连云港市(东海县、赣榆区、连云区、灌南县、海州区、灌云县)








乌鲁木齐市(天山区、米东区、新市区、达坂城区、沙依巴克区、头屯河区、水磨沟区、乌鲁木齐县)








淮南市(大通区、谢家集区、田家庵区、凤台县、八公山区、潘集区、寿县)








铁岭市(清河区、调兵山市、开原市、银州区、西丰县、铁岭县、昌图县)








周口市(扶沟县、西华县、郸城县、太康县、川汇区、鹿邑县、淮阳区、项城市、商水县、沈丘县)








临汾市(蒲县、襄汾县、翼城县、侯马市、洪洞县、浮山县、永和县、曲沃县、大宁县、安泽县、古县、汾西县、尧都区、霍州市、乡宁县、吉县、隰县)








昭通市(绥江县、盐津县、永善县、水富市、鲁甸县、昭阳区、威信县、彝良县、巧家县、镇雄县、大关县)








阿拉善盟(阿拉善左旗、额济纳旗、阿拉善右旗)








绍兴市(新昌县、柯桥区、越城区、上虞区、嵊州市、诸暨市)








绵阳市(盐亭县、平武县、安州区、梓潼县、游仙区、江油市、涪城区、三台县、北川羌族自治县)








西宁市(湟源县、城中区、城西区、湟中区、城东区、大通回族土族自治县、城北区)
400电话:123456(点击咨询)
赌石师 兽人-一步步教你实现网络加速,快来看看!各观看免费《今日汇总》《今日发布》
赌石师 兽人-一步步教你实现网络加速,快来看看!各观看免费《今日汇总》(2025已更新)








赌石师 兽人-一步步教你实现网络加速,快来看看!观看免费电话:(1)123456(点击咨询)(2)123456(点击咨询)








赌石师 兽人-一步步教你实现网络加速,快来看看!观看免费热线(1)123456(点击咨询)(2)123456(点击咨询)




赌石师 兽人-一步步教你实现网络加速,快来看看!各观看免费《今日汇总》【2025已更新列表】
赌石师 兽人-一步步教你实现网络加速,快来看看!电话








7天观看免费人工电话为您、赌石师 兽人-一步步教你实现网络加速,快来看看!团队在调度中心的统筹调配下,线下专业及各地区人员团队等专属,整个报修流程规范有序,后期同步跟踪查询公开透明。








所有团队均经过专业培训、持证上岗,所用产品配件均为原厂直供,








赌石师 兽人-一步步教你实现网络加速,快来看看!中心2025已更新(今日/推荐)








赌石师 兽人-一步步教你实现网络加速,快来看看!电话区域:








鄂州市(鄂城区、梁子湖区、华容区)








烟台市(牟平区、莱山区、海阳市、福山区、莱州市、栖霞市、招远市、芝罘区、龙口市、莱阳市、蓬莱区)








林芝市(察隅县、工布江达县、墨脱县、巴宜区、波密县、朗县、米林市)








北海市(银海区、合浦县、铁山港区、海城区)  衡水市(冀州区、故城县、阜城县、武强县、饶阳县、深州市、桃城区、武邑县、枣强县、安平县、景县)








漳州市(诏安县、芗城区、漳浦县、龙海区、云霄县、东山县、华安县、长泰区、龙文区、南靖县、平和县)








阿里地区(噶尔县、普兰县、札达县、革吉县、日土县、改则县、措勤县)








菏泽市(东明县、曹县、巨野县、定陶区、成武县、牡丹区、郓城县、鄄城县、单县)晋中市(榆社县、平遥县、昔阳县、太谷区、介休市、和顺县、灵石县、祁县、寿阳县、榆次区、左权县)








滁州市(天长市、定远县、南谯区、明光市、凤阳县、来安县、全椒县、琅琊区)  松原市(宁江区、扶余市、前郭尔罗斯蒙古族自治县、长岭县、乾安县)








鄂尔多斯市(准格尔旗、达拉特旗、伊金霍洛旗、鄂托克旗、康巴什区、乌审旗、鄂托克前旗、东胜区、杭锦旗)








潍坊市(潍城区、昌邑市、安丘市、奎文区、青州市、寿光市、诸城市、高密市、坊子区、寒亭区、昌乐县、临朐县)








长沙市(天心区、宁乡市、开福区、浏阳市、雨花区、长沙县、望城区、芙蓉区、岳麓区)上饶市(信州区、弋阳县、万年县、婺源县、鄱阳县、铅山县、德兴市、广信区、广丰区、余干县、横峰县、玉山县)








盐城市(滨海县、建湖县、亭湖区、东台市、大丰区、阜宁县、响水县、射阳县、盐都区)








新余市(分宜县、渝水区)








日喀则市(聂拉木县、拉孜县、谢通门县、南木林县、白朗县、昂仁县、江孜县、定结县、仲巴县、吉隆县、亚东县、定日县、萨迦县、康马县、仁布县、萨嘎县、桑珠孜区、岗巴县)








文山壮族苗族自治州(麻栗坡县、丘北县、广南县、富宁县、砚山县、文山市、西畴县、马关县)








延边朝鲜族自治州(和龙市、图们市、龙井市、安图县、珲春市、汪清县、延吉市、敦化市)








固原市(隆德县、泾源县、西吉县、彭阳县、原州区)








河池市(宜州区、罗城仫佬族自治县、金城江区、环江毛南族自治县、大化瑶族自治县、凤山县、巴马瑶族自治县、都安瑶族自治县、东兰县、南丹县、天峨县)








酒泉市(敦煌市、玉门市、阿克塞哈萨克族自治县、肃北蒙古族自治县、肃州区、瓜州县、金塔县)








昆明市(盘龙区、五华区、禄劝彝族苗族自治县、呈贡区、晋宁区、东川区、安宁市、宜良县、官渡区、寻甸回族彝族自治县、嵩明县、富民县、西山区、石林彝族自治县)








开封市(顺河回族区、杞县、祥符区、通许县、鼓楼区、龙亭区、兰考县、尉氏县、禹王台区)








通辽市(科尔沁左翼后旗、科尔沁区、扎鲁特旗、开鲁县、库伦旗、霍林郭勒市、奈曼旗、科尔沁左翼中旗)








淮安市(金湖县、淮阴区、洪泽区、淮安区、涟水县、盱眙县、清江浦区)








丹东市(元宝区、凤城市、振兴区、振安区、东港市、宽甸满族自治县)








忻州市(河曲县、原平市、岢岚县、繁峙县、保德县、静乐县、宁武县、偏关县、定襄县、五台县、代县、神池县、五寨县、忻府区)








赣州市(安远县、上犹县、宁都县、寻乌县、大余县、定南县、于都县、赣县区、龙南市、南康区、全南县、信丰县、崇义县、章贡区、会昌县、瑞金市、石城县、兴国县)








石河子市(昆玉市、五家渠市、铁门关市、新星市、白杨市、图木舒克市、双河市、可克达拉市、北屯市、胡杨河市、阿拉尔市)

  转自:北京商报

  农信社改革不断提速,在省级农商行成立的同时,地市级农商行也不断涌现。4月16日,北京商报记者获悉,当日,自贡农商行、富顺农商行、荣县农商行召开临时股东大会,审议自贡农商行吸收合并富顺农商行、荣县农商行,成立自贡市级统一法人农商行等议案,后续或将推进实施。不久前,资阳市也传出组建市级农商行的消息。除四川外,新疆、安徽、云南、广西、湖南等地也在有序推进筹建地市级农商行。

  在分析人士看来,适度地通过兼并重组的手段来组建地市级农商行,可以在一定程度上整合和优化现有的资源,在形成一定的规模效应的同时,进一步优化基层法人的股权和治理结构,化解和处置存量风险,同时与省级农商行改革相呼应,以构建更加完善和高效的地方金融服务网络,服务当地经济和社会发展需求。

  又有两家县级机构将被合并

  延期6天后,4月16日,四川省自贡市三家农商行临时股东大会召开。北京商报记者获悉,自贡农商行、富顺农商行、荣县农商行分别在自贡市、富顺县、荣县召开2025年第一次临时股东大会,审议自贡农商行吸收合并富顺农商行、荣县农商行,成立自贡市级统一法人农商行等议案。

  “临时股东大会延期到今日早上召开,之前已经发布了补充通知,审议吸收富顺农商行、荣县农商行两家银行。”自贡农商行相关负责人说道。

  据了解,三家银行原定于4月10日召开临时股东大会,但随后均发布补充公告宣布延期至4月16日。对于审议情况及后续进展,富顺农商行相关负责人透露,“临时股东大会审议了自贡农商行吸收合并我行的议案,通过后,后续还需要监管批复”。

  荣县农商行相关负责人则表示,具体审议结果后续会发布公告,若合并,后面还有一系列的流程,需经过监管部门批准,合并之后,银行名称可能会改变,但不会影响储户办理业务。

  根据金融监管总局披露的信息,自贡市仅有自贡农商行、富顺农商行、荣县农商行三家本地农商行,其中,自贡农商行、富顺农商行均在2017年完成改制开业,荣县农商行成立则较晚,于2023年11月宣布开业,开业后前身荣县农村信用合作联社自行终止。

  产业经济资深研究人士王剑辉认为,推动市级农商行组建能够化解和处置部分地方银行的存量风险或薄弱问题,同时利用规模优势,为客户提供更加丰富的产品和服务,并通过技术升级和流程优化提高运营效率。此外,市级农商行的成立也是为了与省级农商行改革相呼应,以构建更加完善和高效的地方金融服务网络,更好地服务当地经济和社会发展需求。

  地市级农商行规模效应显现

  近年来,四川农信系统改革不断,根据四川金融监管局此前发布的2024年数据,四川省市级农商行改革加快推进,随着南充、达州改革顺利完成,包括成都在内,四川已有11个市(州)成立市级统一法人农商行。

  今年以来,四川省内多地继续推动市级同一法人农商行改革工作。不久前,资阳农商行也发布公告称,拟于4月25日召开临时股东大会,审议吸收合并安岳农商行、乐至农商行,成立资阳市市级统一法人农商行等议案。除自贡市、资阳市外,广元市已于2月底召开组建市级统一法人改革农商行工作启动会议,遂宁市也计划推动组建市级统一法人农商行。随着后续工作的推进,届时,四川完成市级农商行改革的机构有望增至15家。

  据了解,四川全省农商行统一由四川省农村信用社联合社管理,2024年1月,四川农商联合银行开业,承继后者对全省农商行的管理职能,推进形成“省投市、市投县”的股权治理结构,即省农商联合银行参股各地市农商行,地市农商行入股当地县级农商行。

  根据四川农商联合银行官网信息,全省共有21家市级农商行(办事处)、149家县级农商行(支行)、近5000家营业网点、1.1万个农村金融综合服务站,网点数量占全省银行业的35%。

  “在联合银行模式下,如果县域经济规模偏小,基层法人经营能力有限,而且存量风险积累难以靠自身发展来化解的话,简单地保留原有县域法人,并不能从根本上解决农村金融机构可持续发展的问题,即便在联合银行组建过程中,由地方政府发行专项债进行注资,也只能达到输血救助的效果。”上海金融与发展实验室主任曾刚认为,因此,在省联社改革的过程中,适度地通过兼并重组的手段来组建地市级农商行,可以在一定程度上整合和优化现有的资源,在形成一定的规模效应的同时,可以进一步优化基层法人的股权和治理结构,化解和处置存量风险,夯实其稳健发展的基础。

  仍需强化风险管理和公司治理

  除四川外,新疆、安徽、云南、广西、湖南等地也通过吸收合并或新设合并方式有序推进筹建地市级统一法人农商行。

  例如,去年12月,由喀什地区11家农信社和1家农商行以新设合并方式组建的喀什农商行揭牌开业,标志着新疆南疆四地州以地州为单位组建统一法人农商行工作完成,此前已有阿克苏塔里木农商行、克州农商行、和田农商行相继揭牌开业。同一时期,安徽濉溪农商行正式并入淮北农商行,意味着安徽地市级统一法人农商行改革“第一单”顺利落地。另据广西来宾市人民政府消息,该市2025年重点工作包括推进组建市级统一法人农商行改革试点。

  “地级市农商行的组建并非全国铺开,更多是各地根据自身经济、金融的发展情况来选择。”曾刚表示,合并后的地级市农商行能够利用规模优势,提升金融服务的效率和质量,更好地满足地方经济和社会发展的需求,同时可以增强农商行的资本实力和风险抵御能力,提高金融机构的稳健性,促进金融创新和产品多样化。

  不过,由于规模更大、县域法人更为复杂,地级市农商行组建过程中也需要进一步强化风险管理和公司治理能力。资深金融监管政策专家周毅钦指出,地级市农商行组建过程中需处理好风险资产处置、公司治理机制整合、客户服务衔接等问题,以吸收合并方式设立的地级市农商行为例,被合并的县域农商行往往历史包袱较大,需要通过清产核资、资产置换或政府专项债注资等方式化解。不同机构原有的管理模式、企业文化、业务流程存在差异,合并后需统一公司治理、内控机制、风控标准、科技系统、操作流程等,这都需要一些时间进行消化。此外,合并后对于原有客户如何进行安抚和承接,网点是否可能缩减,导致县域金融服务弱化,这些问题都需要机构在整合后能够抓紧时间进行优化处理。

  随着农信系统改革的不断推进,相关机构数量也在不断减少。截至2024年末,我国共有3811家银行机构,较2023年减少193家,减少数量创近三年来新高,其中,农商行一年内减少44家至1563家,农信社一年内减少41家至458家。

  王剑辉认为,未来农商行发展不仅要注重技术创新和服务质量的提升,还需要建立健全的合作机制,县级、市级、省级机构应形成良性互动,在保持各自特色的基础上形成互补,避免重复建设和资源浪费。

  北京商报记者 李海颜

新闻结尾 赌石师 兽人-一步步教你实现网络加速,快来看看!的相关文章
分析|开门红:一季度GDP增长5.4%超预期,市场活力信心增强
如何评价京东美团「互抢饭碗」
信心从何而来|楼市回稳的最新迹象
岳阳一安置房天花板被指用手能抠出洞,住建局已带第三方机构去检测
美国军民企业高度依赖中国稀土
公安部发文「虚假宣传自动驾驶可面临 2 年以下刑期」,有何警示意义?你对汽车驾驶自动化分级有哪些了解?
  • 友情链接:
  • 财晓得|给高铁宠物托运算笔经济账 中国制造的工程机械连样机都被抢空了 连线丨特朗普关税下的美国小微企业主:两三个月就要破产,极致的制造业已在中国 日本大奖赛维斯塔潘夺冠

    查看更多评价 ∨